Revenue-based funders care most about one question: can your business comfortably handle the payments? Everything in your file either supports or weakens that answer.
The baseline requirements
- 6 or more months in business
- $15,000 or more in monthly deposits
- A business bank account where your revenue is deposited
- A credit score of 500 or higher
- Operating in the United States, Puerto Rico, or Canada
Seven ways to strengthen your application
- Run all revenue through one business account. Deposits you cannot show do not count.
- Limit negative-balance days. Funders read overdrafts as a sign of strain.
- Avoid stacking advances. Each open position lowers what you qualify for.
- Apply before it is urgent. Rushed files often get worse terms.
- Ask for what you need. A request matched to a clear purpose is easier to approve.
- Send complete statements. Full PDF statements from your bank, every page.
- Pay on time. A clean payment history unlocks renewals with better pricing.
Documents to have ready
See our checklist of documents needed for business funding so nothing slows your approval.
