Funding
Borrow a lump sum and repay it on a fixed schedule. Term loans suit planned investments where you want predictable payments and a defined end date.
No impact to your credit score to check your options
Term loans fit planned investments with a predictable return, such as opening a new location, remodeling, or buying a large asset. Fixed payments make it easy to budget, and the cost is typically lower than shorter, revenue-based products.
Expect a closer look at time in business, credit history, and cash flow than with an MCA. Clean bank statements and a clear plan for the funds help you secure better terms.
How it works
Tell us about your business in a short, secure online application. No impact to your credit score.
An advisor reviews your bank statements and walks you through every option you qualify for, side by side.
Choose the offer that fits, e-sign, and receive funds in your business account as soon as the next business day.
FAQ
A term loan is borrowed money repaid with interest on a fixed schedule. An MCA is a purchase of future receivables with a fixed total payback. Term loans usually cost less but are harder to qualify for.
Many programs allow it. Ask about prepayment terms before you sign.
Capital based on your sales, with payments that follow your business.
Decisions in as little as 2 hoursLearn moreShort-term funding for payroll, inventory, and cash flow gaps.
Terms from 4 to 24 monthsLearn moreApply once and draw up to $300,000 as you need it.
Up to $300,000Learn moreTwo-minute application. Decisions in as little as 2 hours. No obligation and no impact to your credit score.
