What working capital funding covers
Working capital is the money that keeps the doors open: payroll, rent, supplies, inventory, and the gap between paying your costs and getting paid by customers. Short-term funding fills that gap so a timing problem does not become a business problem.
Short-term funding options
Depending on your revenue and credit profile, working capital can be structured as a merchant cash advance, a short term loan, or a revolving line of credit. Your advisor will walk you through the options you qualify for side by side.
How to make the most of it
Borrow for a specific need with a clear return, keep the term as short as your cash flow comfortably allows, and avoid stacking several advances at once. A good advisor should tell you when waiting or borrowing less is the better choice.
